Contracting Trades

Contracting trades need a range of different insurances depending on work carried out, size of company, and even who owns the plant and tools being used. Callaway and Sons can help arrange cover for a wide range of firms.

Why do you need this?

If you work in construction, it’s likely you’ll need a wide range of different insurances from public and employers’ liability insurance to insuring the works themselves and any of your own or hired-in plant and tools

Public liability insurance covers the cost of any claims members of the public may make against you for loss and damages – from personal injury to damage to property.

Employers’ liability insurance covers the cost of claims made by the people you employ or are deemed to employ by the Health & Safety Executive. This is a legal requirement for your company.

What benefit do you get?

• By discussing all your insurance needs with us, we can help find the most cost effective single policy or combination of policies for your company.
• Employers’ liability insurance is a legal requirement.
• You can insure against loss or damage to the works and any tools and plant you own, you hire, or that your employees bring on site.
• We can help find more specialist cover you may be asked for, including 21.2.1 JCT non-negligence cover, latent defects and excess of loss cover.
• We can help you find the types of insurance which may be required before you’re able to tender for a contract or which may give you the edge over your competitors..

How can we help?

If you have 10 or fewer employees, you can get an online quote. [link to quote page]. If you have more employees or specific needs you may require a full bespoke policy, please contact us. We can arrange quotations based on either the cost per person, or turnover and wages, whichever is the most cost effective.

You can also contact us if you have any specific questions about contractors’ insurance.